Bankruptcy and Debt Relief
All aspects of bankruptcy services, including Chapter 7, Chapter 13, Chapter 11. Non-bankruptcy debt relief plans, settlement negotiations, litigation, hardship debt relief. Representation available for consumers and all sizes of businesses.
Bankruptcy and Debt Relief Services
Are creditors calling and harassing you day and night?
Are you at risk of losing your home to foreclosure?
Are you facing lawsuits or wage garnishments?
Have you recently lost your job, divorced, or had a reduction in income?
Have you had serious illness or injury and large medical bills?
If you answered yes to one or more of those questions, filing for bankruptcy protection might be the solution for you.
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 11 Bankruptcy
Why Chapter 7 With Schwager Law?
Often called the liquidation chapter, Chapter 7 is used by individuals and corporations who are unable to repay their debts and need immediate relief. It stops most creditors from pursuing collection efforts as soon as you file. Three to four months after filing, Chapter 7 bankruptcy “discharges” or erases qualifying debts, such as credit card balances, medical bills, and personal
loans, and even certain tax liabilities. In the vast majority of cases the Chapter 7 debtor will not be required to liquidate any assets and retain all property, due to the property exemption laws of the state.
Bankruptcy and Debt Relief
Why Chapter 13 With Schwager Law?
Chapter 13 is a reorganization bankruptcy designed for debtors with regular income who have enough left each month to pay back at least a portion of their debts. The amount you’ll repay will depend on how much you earn, your debt, and how much property you own. Typically, Chapter 13 bankruptcy is for debtors who:
Bankruptcy and Debt Relief
Why Chapter 11 With Schwager Law?
Chapter 11 bankruptcy is available to individuals, businesses, corporations, partnerships, and LLCs without limitations on debt or income. At Schwager Law, we help businesses reorganize their debt to emerge more viable and profitable. Filing for Chapter 11 doesn’t mean losing your business; instead, it can be a path to re-establishing success through financial relief. Our experienced attorneys will evaluate your qualifications, compile necessary financial documents, and ensure you meet all requirements before filing. From the initial consultation to achieving bankruptcy relief, we are here to support your best interests. Contact us now to start discussing your debt-free future.
Bankruptcy and Debt Relief
FAQs
What types of legal services does Schwager Law Offices offer?
Schwager Law Offices is a full-service law firm established in 1992, specializing in Bankruptcy and Debt Relief, Family and Domestic Law, Real Estate Services, Wills, Trusts and Estate Planning, and Civil Litigation, serving both individuals and businesses in Central Ohio and federal courts.
Where is Schwager Law Offices located, and how accessible is it?
Our office is located in historic German Village, Columbus, Ohio, and is easily accessible from both I-70 and I-71, providing a convenient location for all our clients.
How does Schwager Law Offices ensure personalized service for clients?
At Schwager Law Offices, every client receives personal attention from Attorney Richard A. Schwager, who personally handles all cases, promptly returns phone calls, and ensures that clients are never delegated to paralegals or secretaries.
Does Schwager Law Offices offer free consultations?
Yes, we offer a free first consultation to understand your legal needs and provide initial guidance, ensuring you receive high-quality legal services and personal attention from Attorney Richard A. Schwager, who has over 30 years of experience.